Low Forex Markup Cards: Smart Choices for International Travellers

Travelling internationally sounds exciting, but it comes with various costs. A forex markup fee being the prominent one, which seems not much at first, but quickly feels like burden. With that, you end up paying extra on every transaction you make, be it at a restaurant, shopping centres, travelling, etc. That’s why using a low forex markup card is a wise choice—which creates a big difference when used wisely at different places.

So, make your international journey more happening and rewarding with the use of zero to low forex markup cards, which help you cut down on unnecessary expenses, and spend more on experiences.

It is mandatory for all International Tourists to hold a Low Forex Markup Card?

It is prudent to thi nk about a near zero forex card if your goal is to cut the expenses. This can provide you stress-free oversees transactions with affordable fees.

IDFC FIRST bank is offering you markup forex cards with zero charges for all the transactions done in foreign countries.. They also has options to hold cards that are quite inexpensive

5 Benefits of Using Low Forex Markup Cards

Lower costs for Transactions

Normally for every international transaction there is a 3 to 3.5 percent forex markup charge. With cards with low forex markup, you will see a significant cut in these fees. Often it is near zero. The savings scale up for multiple swipes.

Value for Money improved

Each and every USD matters when you are doing transactions abroad. You would always like to cut the unwanted forex charges. With low forex markup, you are literally getting a better value for your buy. That saved money can be spent on necessary stuff instead of being wasted on fees.

Effortless payments Abroad

Carrying lot of cash in foreign countries is neither convenient nor safe. With low foreign exchange markup cards you can pay your hotel, restaurant or store bills directly with ease and with no headache.

Opportunities for rewards and cashbacks

Many cards come up with lucrative parks such as 60 times reward point or free access to airport lounges. One example is Ashva Metal Credit Card offered by IDFC FIRST Bank. That goes to show you are only saving money on markup fees but also gaining benefits from your transactions.

Budget-friendly Travels

Forex charges are notoriously bad in eating up your travel budget. If you go for a card that is low markup you can better manage your expenses, can do more activities in your foreign trips.

So if you are a traveller then low forex markup cards are your golden opportunity to enjoy foreign trips with greater saving and seamless transactions.

IDFC FIRST is offering multiple zero to low credit cards and you have to just apply for one that fits your goal.

A List of Excellent Forex Markup Cards You Can Consider

1. Ashva Credit Card

Ashva Credit Card offered by IDFC FIRST can be a great pick offering multiple attractive parks like low fees to access of complementary lounges to trip cancellations without cost. With a 1% fees, the card is a big time money savers on international transactions.

2. Mayura Credit Card

Another one with remarkable benefits is Mayura Credit card with no charges for forex markup making your foreign journey budget-friendly.

3. FIRST WOW!

This one is a comprehensive package for travellers making your journey flexible, convenient and full of rewards. FIRST WOW by IDFC FIRST Bank is designed to make every foreign trip smooth and rewarding by offers like zero markup charges with globally accepted payments to full FD cash withdrawals.

4. FIRST Wealth

Consider FIRST Wealth if your goal is to enjoy a smooth hassle free travel with extra saving opportunities. The credit card offers markup fees of merely 1.5 percent with lounge access free of cost , benefits like zero cost trip cancellations and more to make your journey more budget-friendly and comfortable. Also the is scope for earning rewards on each transaction, opening the door for more savings.

5. Indigo IDFC FIRST Bank Dual Credit Card

Your cost of travel can go up quite fast without a smart plan. So it is highly recommended you hold more than one low forex markup credit card and that will make your travel experience even more rewarding and smoother. The IndiGo IDFC FIRST Bank Dual Credit Card is designed to make all of your transactions easier with high value vouchers so that you can enjoy an affordable trip.

6. FIRST Select Credit Card

FIRST Select can be your ideal pick and there are many reasons to that. There is zero annual fees , options for easy EMIs and over 300 merchant offers. On top of that you get a forex markup of 1.99 percent with reward points that never expires.

International Travellers – quick tips for you

It is better to pay in the local currency of the country you visit if you are using your card. DCC or Dynamic currency conversion is a concept that allows shops or restaurants to charge extra fron you if you are paying in INR making your travel more expensive. Therefore it is advisable to use “Pay in Local Currency” option at checkouts to skip undesired charges or to avail a better exchange rate. This can help you save a ton on your international transactions.

Conclusion

Foreign trips are meant for good memories not for worrying on unnecessary charges. With a no cost to low foreign exchange markup credit card you have the option to save on each payment abroad and even gain rewards in the process. By selecting the credit card that fits your goal, you can thoroughly enjoy your international tours with more convenience and affordability.

(Disclaimer: This article is from the Brand Desk. User discretion is advised.)