One of the questions people often ask us is, “How much is a point or mile worth?”
The true answer varies from point to point and person to person. It also depends on your travel goals and how much you maximize a particular loyalty currency. Still, some rewards are worth more than others, and our goal is to give you a sense of how they stack up.
Related: How TPG determines its points and miles valuations
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What are credit card points and miles worth?
| Program | November 2026 valuation (cents) | Latest news |
|---|---|---|
| American Express Membership Rewards | 2.0 | American Express added more than 1 million Airbnb listings to American Express Travel and will open or expand four Centurion Lounges.
American Express added high-yield savings account deposits as a new Reward Dollars redemption method. American Express is offering a 30% transfer bonus to Virgin Atlantic Flying Club through Nov. 30 and a 35% transfer bonus to Marriott Bonvoy through Dec. 10. |
| Capital One | 1.85 | Capital One is offering a 30% transfer bonus to Virgin Atlantic Flying Club and Virgin Red through Nov. 20, a 20% transfer bonus to Air France-KLM Flying Blue through Nov. 30 and a 30% transfer bonus to Copa ConnectMiles through Dec. 1. |
| Chase Ultimate Rewards | 2.05 | Chase is offering a 30% transfer bonus to Avios through Dec. 1, a 30% transfer bonus to Wyndham Rewards through Dec. 3 and an 80% transfer bonus to IHG One Rewards through Dec. 3. |
| Citi ThankYou Rewards | 1.95 (up from 1.9) | Citi is offering a 10% transfer bonus to Cathay Asia Miles through Nov. 14. |
| Wells Fargo Rewards | 1.8 (up from 1.75) | |
| U.S. Bank Rewards | 1.6 (new) |
What are Bilt Points worth?
What are Rove miles worth?
What are airline points and miles worth?
*Calculated using data provided by Points Path.
What are hotel points worth?
**Calculated using data from Gondola (a free hotel search and direct booking platform for frequent travelers).
Top points and miles news for November
Rove has grown from an intriguing newcomer into one of the most valuable transferable rewards programs we track. So, we’ve decided to add Rove miles to TPG’s valuations at 2.05 cents apiece.
That puts Rove on a par with our valuation of Chase Ultimate Rewards points and behind only Bilt Points as the most valuable transferable currencies we track. Using our updated methodology, we considered the value available when redeeming Rove miles, as well as the number and quality of the Rove transfer partners.
Rove now has an impressive 22 transfer partners, including multiple currencies that have traditionally been difficult for U.S. travelers to earn, such as Japan Airlines Mileage Bank and Lufthansa Miles & More. Most transfers are at a 1:1 rate, and the roster also includes TPG favorites Air Canada Aeroplan, Flying Blue, Qantas Frequent Flyer and Virgin Atlantic Flying Club.
Rove miles are also easy to earn without opening a new credit card. Members can collect miles by booking flights and hotels or shopping online. New members who join through TPG can earn 1,500 bonus miles, then earn another 5,000 miles after making their first hotel booking of more than $500 with code “BRIANKELLY500.”
Top offers for earning points and miles in November
November’s cobranded credit card offer of the month is the Southwest Rapid Rewards personal credit cards, offering welcome bonuses of up to 90,000 Rapid Rewards points. Applicants approved by Dec. 2 can still have their welcome bonus points count toward Companion Pass qualification, even if those points post in 2027.
Here are some of the best welcome offers this month for those seeking a new travel rewards card that earns transferable points or miles.
- American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
- Capital One Venture X Rewards Credit Card: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening.
- Capital One Venture Rewards Credit Card: Earn 75,000 miles once you spend $4,000 on purchases within three months from account opening, plus receive a $300 credit to use on hotel and vacation rentals booked through Capital One Travel in the first cardholder year.
- Chase Sapphire Preferred® Card (see rates and fees): Earn 75,000 bonus points
after you spend $5,000 on purchases in the first three months from account opening. - American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 Membership Rewards points after spending $8,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
- Chase Sapphire Reserve® (see rates and fees): Earn 100,000 bonus points after you spend $6,000 on purchases in the first three months from account opening.
- Capital One Venture X Business: Earn up to 300,000 bonus miles and a $1,000 travel credit: 150,000 bonus miles after spending $40,000 on purchases in the first four months from account opening, plus an additional 150,000 bonus miles and a $1,000 Capital One Business Travel credit (to use in the first cardholder year) after spending $120,000 total on purchases in the first four months from account opening.
Disclaimer : This story is auto aggregated by a computer programme and has not been created or edited by DOWNTHENEWS. Publisher: thepointsguy.com
