-
XRP intends to make cross-border payments faster and cheaper.
-
The crypto’s volatility makes it hard to store value.
-
The cross-border payments market is expected to grow a lot in the coming years.
Since Bitcoin became mainstream, there has been an influx of new cryptocurrencies. In most cases, these cryptocurrencies have little to no tangible use for the public and are nothing more than pump-and-dump schemes for their creators and insiders.
However, a few non-Bitcoin cryptocurrencies have gained traction and present real-world use cases, with XRP (CRYPTO: XRP) being one of them. At the time of writing, XRP’s price sits at $2.20. That’s up 465% in the past three years, meaning a $1,000 investment made then would be worth around $5,650 today.
XRP was created with the goal of making cross-border transactions faster and cheaper. Right now, most cross-border transactions are costly because they involve multiple financial institutions, including local banks and correspondent banks. The cost to send money can be as high as 7% in some cases. By removing intermediaries, XRP can make these transfers virtually instantly for fractions of a cent.
XRP’s use case hasn’t caught on in the mainstream, but the projected growth of the cross-border payments market has kept optimism high among XRP enthusiasts.
Like any cryptocurrency, XRP’s volatility makes it challenging to store value. However, it stands out among cryptocurrencies for its mission and real-world use case.
Before you buy stock in XRP, consider this:
The Motley Fool Stock Advisor analyst team just identified what they believe are the 10 best stocks for investors to buy now… and XRP wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years.
Consider when Netflix made this list on December 17, 2004… if you invested $1,000 at the time of our recommendation, you’d have $540,587!* Or when Nvidia made this list on April 15, 2005… if you invested $1,000 at the time of our recommendation, you’d have $1,118,210!*
Now, it’s worth noting Stock Advisor’s total average return is 991% — a market-crushing outperformance compared to 195% for the S&P 500. Don’t miss the latest top 10 list, available with Stock Advisor, and join an investing community built by individual investors for individual investors.
*Stock Advisor returns as of December 1, 2025
Stefon Walters has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Bitcoin and XRP. The Motley Fool has a disclosure policy.
If You’d Invested $1,000 in XRP 3 Years Ago, Here’s How Much You’d Have Today was originally published by The Motley Fool
Disclaimer : This story is auto aggregated by a computer programme and has not been created or edited by DOWNTHENEWS. Publisher: finance.yahoo.com
