Credit card transfer bonuses (November): 80% bonus to IHG, 35% to Marriott and more

Transfer bonuses can offer lucrative opportunities to help you maximize your points and miles and work your way toward fantastic award redemptions. You can sometimes get significantly more value from your rewards by transferring them to an airline or hotel partner during one of these bonus periods.

Remember, though, that these are limited-time offers: You’ll need to act fast if you find one that suits your travel plans.

We’ve compiled transfer bonus updates for most major programs with transferable rewards to make it easier to track these offers. Just note that transfer bonuses are sometimes targeted, so some may not be available to you.

Active transfer bonuses

We’re currently seeing these transfer bonuses:

American Express Membership Rewards transfer bonuses

American Express Membership Rewards is currently offering a 35% transfer bonus to Marriott Bonvoy through Dec. 10.

Even with the bonus, it’s still a poor-value transfer. Based on TPG’s November 2026 valuations, 1,000 Membership Rewards points are worth $20, while 1,350 Marriott Bonvoy points are worth about $10. That said, it could still make sense if you need a small number of points to complete a specific award stay.

How to earn American Express Membership Rewards points

If you’re looking to earn more of these valuable points, the following American Express cards could prove useful additions to your wallet:

• American Express® Gold Card: Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.
• American Express Platinum Card®: Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Related: How to redeem American Express Membership Rewards points for maximum value

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Capital One transfer bonuses

Capital One is offering a 30% transfer bonus to Virgin Atlantic Flying Club and Virgin Red through Nov. 20 and a 20% bonus to Air France-KLM Flying Blue through Nov. 30.

How to earn Capital One miles

If you’re looking to earn more transferable miles, the following Capital One cards are solid options to consider:

• Capital One Venture Business: Earn 100,000 bonus miles after spending $10,000 on purchases in the first three months from account opening.
• Capital One Venture Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening, plus receive a $300 credit to use on hotels and vacation rentals booked through Capital One Travel in the first cardholder year.
• Capital One Venture X Rewards Credit Card: Earn 75,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.

According to TPG’s November 2026 valuations, Capital One miles are worth 1.85 cents each. Most transfers from Capital One will process instantly. For more details, read our guides to Capital One transfer partners and how to transfer Capital One miles.

Related: Should you transfer Capital One miles to partners or redeem directly for travel?

Chase Ultimate Rewards transfer bonuses

Chase Ultimate Rewards is currently offering three transfer promotions covering five partners:

• Through Dec. 1, you can receive a 30% transfer bonus when transferring Chase points to British Airways Club, Iberia Club and Aer Lingus AerClub.
• Through Dec. 3, you can receive an 80% transfer bonus when transferring Chase points to IHG One Rewards.
• Through Dec. 3, you can receive a 30% transfer bonus when transferring Chase points to Wyndham Rewards.

Despite the high percentages, neither hotel bonus is likely to offer strong value due to the low values of these hotel currencies, though the Avios bonus is valuable.

In addition to these bonuses, know that if you hold the Chase Air Canada Aeroplan® Credit Card (see rates and fees), you can also receive a 10% bonus when transferring at least 50,000 Chase Ultimate Rewards points to Air Canada Aeroplan in a single transaction. This cardholder benefit is capped at 25,000 bonus Aeroplan points per calendar year and is available through Dec. 31.

As always, it’s best to transfer points only when you’re ready to book an award since transfers are irreversible and award availability can change quickly.

How to earn Chase Ultimate Rewards points

If you want to earn more Chase Ultimate Rewards points, the following Chase cards could make good additions to your wallet:

Remember that according to our November 2026 valuations, Chase Ultimate Rewards points are worth 2.05 cents each, with most transfers from the program processing instantly.

Related: Chase Ultimate Rewards points: How to redeem for maximum value

Citi ThankYou Rewards transfer bonuses

Citi ThankYou Rewards is offering a 10% transfer bonus to Cathay Pacific Cathay through Nov. 14.

You’ll only unlock the bonuses in their entirety if you hold the Citi Strata Elite℠ Card (see rates and fees), the Citi Strata Premier® Card (see rates and fees) or the Citi Prestige® Card (no longer available to new applicants). Other Citi cards do not unlock the full transfer ratios, so the transfers aren’t as valuable.

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

How to earn Citi ThankYou Rewards points

To earn more Citi ThankYou Rewards points, consider these Citi credit cards:

• Citi Strata Elite Card: Earn 75,000 bonus points after spending $6,000 on purchases in the first three months from account opening.
• Citi Strata Premier Card: Earn 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

TPG values Citi ThankYou Rewards points at 1.95 cents each, per our November 2026 valuations, and most transfers happen instantly.

Related: Citi ThankYou Rewards transfer partners: Redeem your points with airlines and hotels

Marriott Bonvoy transfer bonuses

Marriott Bonvoy isn’t offering any transfer bonuses right now.

Even if a bonus is available, transferring Marriott Bonvoy points to airlines generally isn’t recommended because the standard transfer ratio is poor at 3:1.

How to earn Marriott Bonvoy points

If you’re looking to earn Marriott Bonvoy points, the following Marriott cards may be of interest:

• Marriott Bonvoy Bold® Credit Card (see rates and fees): Earn 45,000 bonus points after spending $1,000 on purchases in the first three months from account opening.
• Marriott Bonvoy Boundless® Credit Card (see rates and fees): Earn three free night awards (valued at up to 50,000 points each) after spending $3,000 on purchases in the first three months from account opening. Certain hotels have resort fees. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases (through June 30, 2027).
• Marriott Bonvoy Business® American Express® Card: Earn 100,000 bonus points and a free night award (valued at up to 50,000 points) after spending $8,000 on purchases in the first six months of card membership. This offer ends Nov. 4. Resort fees apply.

According to TPG’s November 2026 valuations, Marriott Bonvoy points are worth 0.75 cents each. Some airlines take a few days (or even weeks) to receive the points.

Related: How to redeem Marriott Bonvoy points for maximum value

Rove transfer bonuses

Rove is offering a 20% transfer bonus to JetBlue TrueBlue through Nov. 14. During the promotion, 1,000 Rove miles will become 1,200 JetBlue TrueBlue points.

How to earn Rove miles

We’re excited about the “no credit card required” rewards program, Rove. You can book hotels and flights and shop online through the Rove portal; it lets you earn incredible amounts of transferable miles — which we value at 2.05 cents apiece, per our November 2026 valuations — including up to 54 miles per dollar spent on select hotels.

Rove now has more than 20 transfer options, including Japan Airlines Mileage Bank, Air France-KLM Flying Blue, Qatar Airways Privilege Club, Air Canada Aeroplan, Lufthansa Miles & More, Qantas Frequent Flyer and Virgin Atlantic Flying Club.

If you don’t have any Rove miles, you can earn 1,500 miles at no cost right now just by signing up through this link. You can also earn an additional 5,000 miles when making your first hotel booking over $500 as a new user with the code “BRIANKELLY500.”

Related: The best ways to redeem Rove miles, including flights to Europe from just 88 miles

Should you transfer points and miles?

We only recommend transferring points or miles if you have a short-term plan to use them. Transfers are irreversible, and you don’t want to be stuck with thousands of points or miles in a program you have little use for.

If you don’t have a specific redemption in mind but still want to earn points or miles, you’re likely better off earning rewards through card welcome bonuses and everyday spending.

We always recommend verifying award availability before transferring your rewards.

Bottom line

When a program with a transferable currency offers a transfer bonus, it’s important to run the numbers to determine whether it is worthwhile.

Generally, you won’t want to transfer your points or miles unless you have a specific redemption in mind. After all, a large part of the value of transferable points and miles comes from their flexibility, which you’ll give up when you convert them to a partner’s currency. However, a transfer bonus can help you get more value from your points and miles if you frequently use a partner program or plan to redeem them soon.

Disclaimer : This story is auto aggregated by a computer programme and has not been created or edited by DOWNTHENEWS. Publisher: thepointsguy.com